Press Releases  |  About Us  |  Contact Us

Deposit Rates

In addition to our rates information listed below - we are happy to discuss our products if you call one of our specialists at (718) 768-4800 or  visit us at one of our branch locations.

Ask about our Certificate of Deposit (CD) Special!!!

Individuals opening a new account such as a Checking Account with available Debit Card and optional Online Bill Payment, Savings Account and/or Certificate of Deposit (CD) Account with available Online Banking at our new Staten Island Branch between July 23-September 25, 2010 will be eligible to participate in a drawing for a Widescreen TV.

Personal Banking

Personal Savings Accounts
Effective Date: 08/30/2010
Term	Dividend Rate**	APY*	Minimum Opening Balance
Statement Savings	0.35%	0.35%	$100
Passbook Savings	0.35%	0.35%	$100
Money Market	0.40%	0.40%	$100
IRA / ESA	0.40%	0.40%	$250
Christmas Club	0.65%	0.65%	$5
Vacation Club	0.65%	0.65%	$5
*APY - Annual Percentage Yield **Fees could reduce earnings on accounts ***Money Market interest earned with daily minimum balance of $2,500

Personal Checking Accounts
Effective Date: 08/30/2010
Term	Dividend Rate**	APY*	Minimum Opening Balance
NOW Checking	0.10%	0.10%	$100
Regular Checking	0%	0%	$25
*APY - Annual Percentage Yield **Fees could reduce earnings on accounts

Certificates of Deposit (CD): $2,500 and more
Effective Date: 08/30/2010
Term	Dividend Rate**	APY*
6 months	0.70%	0.70%
9 months	0.75%	0.75%
1 year	1.30%	1.31%
15 months	1.35%	1.36%
18 months	1.40%	1.41%
2 years	1.85%	1.87%
30 months	2.10%	2.12%
3 years	2.10%	2.12%
4 years	2.10%	2.12%
5 years	2.85%	2.89%
*APY - Annual Percentage Yield **Fees could reduce earnings on accounts

TRAD & ROTH IRA / ESA Certificates of Deposit (CD): $2,500 and more
Effective Date: 08/30/2010
Term	Dividend Rate**	APY*
1 year	1.35%	1.36%
2 years	1.95%	1.97%
3 years	2.20%	2.22%
4 years	2.30%	2.33%
5 years	2.95%	2.99%
*APY - Annual Percentage Yield **Fees could reduce earnings on accounts

Funds are insured up to a maximum FDIC limit of $250,000 per depositor

Learn More >> 

IRA funds are insured by the FDIC. The FDIC insurance has been increased up to $250,000 separately from all other non IRA accounts held at Atlas Bank. Please call (718) 768 4800 for more information.

 

Business Banking

Business Savings Accounts
Effective Date: 08/30/2010
Account Type	Dividend Rate**	APY*	Minimum Opening Balance
Business Statement Savings	0.25%	0.25%	$100
Business Money Market ($100.00 - $2,500.00)	0.00%	0.00%	$100
Business Money Market  ($2,500.00 - $25,000.00)	0.25%	0.25%
Business Money Market  ($25,000.00 - $75,000.00)	0.40%	0.40%
Business Money Market  ($75,000.00  and Over)	0.75%	0.75%
*APY - Annual Percentage Yield **Fees could reduce earnings on accounts ***Business Money Market interest earned with daily minimum balance of $2,500

Business Checking Accounts
Effective Date: 08/30/2010
Account Type	Dividend Rate**	APY*	Minimum Opening Balance
Free Business Checking	0%	0%	$25
Charitable Now	1.25%	1.26%	$1
*APY - Annual Percentage Yield **Fees could reduce earnings on accounts

Business Certificates of Deposit (CD): $2,500 and more
Effective Date: 08/30/2010
Term	Dividend Rate**	APY*
6 months	0.75%	0.75%
1 year	1.05%	1.06%
2 years	1.45%	1.46%
3 years	2.00%	2.02%

*APY - Annual Percentage Yield
**Fees could reduce earnings on accounts

Funds are insured up to a maximum FDIC limit of $250,000 per depositor

Learn More >> 

IRA funds are insured by the FDIC. The FDIC insurance has been increased up to $250,000 separately from all other non IRA accounts held at Atlas Bank. Please call (718) 768-4800 for more information.