IRA Account offered  
Are you ready for the future?
Start an IRA Savings Plan!

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Getting to know our new branch in Staten Island
together with a bank that has roots in Brooklyn

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Mortgage & Refinancing 
Mortgage Friendly Since 1900

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Atlas Bank Checking  
For purchases, direct deposits,
paying bills and transferring funds.

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TRAD & ROTH IRA / ESA Certificates of Deposit (CD): $2,500 and more
Effective Date: 1/27/2014
Term Interest Rate* APY**
1 year 0.65% 0.65%
2 years 0.60% 0.60%
3 years 0.34% 0.34%
4 years 0.34% 0.34%
5 years 0.63% 0.63%

*Early withdrawal penalty and fees may reduce earnings on accounts
**APY - Annual Percentage Yield

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Brooklyn Branch
689 Fifth Ave.
Brooklyn NY 11215

Staten Island Branch
339 Sand Lane
Staten Island NY 10305


Certificates of Deposit (CDs)

Atlas Bank offers Certificates of Deposit (CDs) for personal, business and IRA accounts.

A Certificates of Deposit is a fix rate time deposit. Opening a CD enables you to earn a higher interest rate than most interest bearing accounts because you agree to keep your money deposited for a specific time period. The interest rate on the money deposited is guaranteed, as long as the money remains in the bank for the time shown on the certificate. There is an interest penalty if all or part of the deposited money is withdrawn before the maturity date. CD may automatically be renewed at maturity. The interest rates paid vary by CD term and may be found on the current rate sheet. See updated Fee Schedule by clicking here.


Certificate of Deposit (CD) includes the following features:

  • $2,500 minimum required to open and maintain a CD account
  • Competitive interest rates
  • No account service fees
  • A variety of terms to meet your savings needs
  • Online Banking (view only)
  • Quarterly Statements



Funds are insured up to a maximum FDIC limit of $250,000 per depositor

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Equal Housing Lender Member FDIC